Damien Howell
Physical Therapy

Receive regular announcements and articles from Damien Howell Physical Therapy

sign up

opt out


Click here for our Privacy Statement

We are in network with the following health insurance plans:

  • Aetna
  • All Anthem Health Insurance plans except Healthkeepers
  • Key Care
  • CovaCare
  • Cigna all plans
  • Blue Cross/Blue Shield
  • Medicare
  • Southern Health
  • ChoiceCare Network
  • PHCS Private Health Care Systems
  • Tricare
  • United HealthCare
  • Worker’s Compensation plans
  • We accept Med-Pay directly from Car Insurance Policies

When you need physical therapy services, the last thing you need is the stress and frustration of figuring out what your health insurance plan covers. Health insurance vocabulary can be like a foreign language. It can be very confusing. We will gladly assist you. Give us a call or send us an email. We will need basic information from your health insurance card including group number, ID number, and the health insurance customer service phone number. We will help determine your deductible, co-pay amounts, and limitations. We believe you be should be informed and know up front what it will cost you.

If you do not have health insurance coverage give us a call. We are willing to work out a financial arrangement in order to meet your needs. We can charge a flat fee for a particular diagnosis/problem or an hourly rate. We guarantee to provide answers to your questions regarding what is causing your reoccurring injury. See the chart below which further describes the effectiveness and efficiency of your services.


Even if your HMO refuses to choose Damien Howell Physical Therapy as an approved provider you still can choose which physical therapist you wish to see. We are willing to work out a financial arrangement in order to meet your needs. Depending on the details it may actually be more cost effective to self-pay rather than use the physical therapy your health insurance company chooses. We can charge a flat fee for your particular diagnosis or an hourly rate.

When deciding which physical therapist to see be sure to consider more than cost in dollars. Your HMO has already chosen the Physical Therapy Clinic based on the lowest possible price. When choosing a Physical Therapist be sure to take into consideration the following issues:

  • Who provides the service
  • Effectiveness/outcome of service
  • Efficiency of service
  • Concern and attention you receive.
  Damien Howell PT HMO PT
Who provides the service? Each visit you will see Damien, 30 years experience, Board Certified in Orthopedic Physical Therapy Often you see a recent graduate of a Physical Therapy school, and/or a Physical Therapy Assistant or Physical Therapy Aide.
Effectiveness/Outcomes of service? Currently 45% of clients have chosen to self-pay for PT services at Damien Howell PT rather than go to the clinic their HMO choose. Paying out of pocket suggests satisfied outcomes. ?????
Efficiency of Service? A majority of patient’s problems are solved in as few as 1 to 3 visits. I can achieve the same or better outcomes in fewer visits. A majority of patients problems take 6 or more visits to resolve.
Concern and Attention? Because I am a solo practitioner it guarantees personal attention. It is very difficult to get personal attention from a large corporation.

If you choose the Physical Therapy Clinic your HMO chooses remember you can still choose the therapist in that clinic. Ask to speak to the Therapist. Find out about their qualifications, experience and treatment philosophy. If you find the service your receive from the Physical Therapy Clinic your HMO chooses does not meet your needs I am available to answer questions.


This notice describes how medical information about you may be used and disclosed and how you can get access to this information. Please review it carefully.

Uses and Disclosures: We use health information about you for treatment, billing, and healthcare operations. Continuity of care is part of treatment and your records may be shared with other providers to whom you are referred. Information may be shared by paper mail, electronic mail, fax, or other methods. We may use or disclose identifiable health information about you without your authorization in several situations, but beyond those situations, we will ask for your written authorization before using or disclosing any identifiable health information about you.

Your rights: In most cases, you have the right to look at or get a copy of health information about you. If you request copies, we may charge you a fee. You also have the right to receive a list of certain types of disclosures of your information that we made. If you believe that information in your record is incorrect, you have the right to request that we correct the existing information.

Our legal duty: We are required by law to protect the privacy of your information, provide this notice about our information practices, follow the information practices that are described in this notice, and seek your acknowledgement of receipt of this notice. If we make a significant change in our policies, we will change our notice and post the new notice in the waiting area.

You can also request a copy of our notice at any time. For more information about our privacy practices, contact the person listed below.

Complaints: If you are concerned that we have violated your privacy rights, or you disagree with a decision we made about access to your records, you may contact the person listed below. You also may send a written complaint to the U.S. Department of Health and Human Services. The person listed below can provide you with the appropriate address upon request.

If you have any questions or complaints, please contact:
Privacy Officer: Damien Howell
Address: 1811 Huguenot Road
Suite 103
Phone: 804-594-0304

Phone: 804-285-6818      E-mail:
Home | What We Do | About Us | Referrals | Insurance | Contact | Links

This site features photography by Elaine Odell Photography

© 2003 Damien Howell Physical Therapy